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Pay with HSA/FSA

We've partnered with Flex to enable customers to check out with their Health Savings Account (HSA) or Flexible Spending Account (FSA) card.

Shop eligible pajamas

HSA/FSA eligibility requires a brief telehealth consultation through Flex. Eligibility is determined per customer; not all customers qualify, and FSA eligibility may vary by employer plan. withflex.com/legal/disclosures

Why your HSA/FSA may apply

Pajamas designed with a purpose

Our Drier Nights™ fabric is designed to wick moisture, help regulate temperature and neutralize odor, for women dealing with night sweats. That function is why qualifying customers may be able to use their HSA or FSA on it, through our partner Flex.*

  • Moisture-wicking
  • Helps regulate temperature
  • Mint-infused, odor reducing
MAXIMIZE YOUR PRE-TAX DOLLARS

HSA/FSA payments with Flex

Flex makes it easy to use your HSA/FSA at checkout, so you can pay for eligible items using your health benefits with no extra steps.

  1. The checkout payment step, with a cursor clicking 'Pay another way' below a saved card.

    Select "Pay another way" or checkout as a guest.

  2. The checkout payment options, with 'Flex | Pay with HSA/FSA' selected below the credit card option.

    Select the "Flex - Pay with HSA/FSA" option.

  3. A Flex eligibility check asking 'What condition are you seeking treatment for?', with a field to enter it.

    Confirm your eligibility.

  4. An HSA/FSA card number field, with the accepted card brands beside it.

    Enter your HSA/FSA card details.

Shop HSA/FSA eligible* pajamas

Select Piper & Mint Pajamas made with our Drier Nights™ fabric may be HSA/FSA eligible for qualifying customers.* Look for the HSA/FSA badge on the product page. 

Shop all eligible pajamas

HSA/FSA Frequently Asked Questions

HSA/FSA Overview

Can I use my HSA/FSA at piper & mint?

Yes. piper & mint works with Flex so you can pay with your HSA or FSA card. Because that money is set aside pre-tax, you effectively save around 30% versus paying with a regular card. Just choose the “Flex - Pay with HSA/FSA” option at checkout. If you don’t have your HSA/FSA card handy, you can pay with a credit or debit card and submit for reimbursement later, or split your purchase if you don’t have enough funds.

What are HSA and FSA accounts, and what’s the difference?

An HSA (Health Savings Account) and an FSA (Flexible Spending Account) both let you set aside pre-tax money for qualified health expenses, so using them is like getting a built-in 30% discount on eligible purchases. The main difference is that an HSA is yours for life, rolls over every year, and pairs with a high-deductible health plan, while an FSA is employer-owned and usually has a year-end “use-it-or-lose-it” deadline. Either way, you can use the card the same way to check out with Flex.

Flex is available for eligible customers; HSA/FSA savings vary based on individual circumstances and eligibility. Learn more at withflex.com/disclosures.

How do I pay with my HSA/FSA card using Flex at piper & mint?

Add items to your cart and proceed to checkout. Select “Flex - Pay with HSA/FSA” as your payment method, enter your HSA or FSA debit card, and check out as usual. If you don’t see the Flex option, you may be in Shop Pay, so choose “check out as guest” to see all payment methods.

Do my HSA/FSA funds expire?

It depends on the account. HSA funds roll over indefinitely, so they’re yours to keep. FSA funds often follow “use-it-or-lose-it” rules and may expire at year-end or after a short grace period, so it’s worth using them before your deadline.

Letter of Medical Necessity

What is a Letter of Medical Necessity (LMN)?

A Letter of Medical Necessity (LMN) is documentation from a licensed provider confirming that a product helps treat or manage a specific medical condition. The IRS requires one to use HSA/FSA funds on certain “dual-purpose” items. With Flex, you don’t have to track one down: we facilitate a chat-based telehealth consultation at checkout that is reviewed by a licensed clinician. If approved, Flex will provide your Letter of Medical Necessity for your records.

How do I get a Letter of Medical Necessity (LMN)?

Flex facilitates a chat-based consultation directly at checkout. A licensed provider reviews your responses, and if approved, you will receive a Letter of Medical Necessity for your records. You can view your documentation in the Flex Consumer Portal.

Learn more about how Flex protects your information.

Questions about your order? Email us at hello@piperandmint.com. Questions about your consultation or letter? Contact Flex at support@withflex.com.

*HSA/FSA eligibility requires a brief telehealth consultation through Flex. Eligibility is determined per customer; not all customers qualify, and FSA eligibility may vary by employer plan. withflex.com/legal/disclosures

**Savings are based on the tax bracket of the individual.